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As your personal private agent I help you find the coverage that best fits you.

PPO
(Private Health Insurance)

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ACA
(Obama Care)

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Coverages

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Health 

  • Accepted by 98% of doctors and Hospitals!

  • Nation Wide PPO Coverage.

  • Coverage on or off the job. 

  • You can save 50-70% off of premiums. 

  • Wellness & Health Screening Benefits Available.

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Vision

  • PPO Network

  • Free Eye exam, Standard Progressive Lenses an Scratch Guard Coating

  • $10 Copay for Lens, Frames and Contacts.

  • $120 off plus 30% discount for frames. 

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Dental

  • Two free teeth cleanings a year, X-rays, Bite-wings, Oral Examinations. 

  • Preventative, Basic, Major and Orthodontic care. 

Frequently Asked Questions

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Is private insurance more expensive?

  • There is a myth that private insurance is more expensive. Actually private insurance can be more affordable because it is health based not income based.

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What are rates based on?

  • ACA Marketplace plans are based on age, zip code, and income. These plans depending on your income and subsidy can be rather expensive. 

 

  • Private plans are based on age, zip code, and health. If approved you can take advantage of great savings. 

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What networks are available with private insurance?

  • Private plans offer nation wide coverage. Any Doctor, any Hospital, no matter if you are on or off the job. 

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How do you find plans that work for me/ my family/ business?

  • Based on information I gather from our phone call, I decide which plan will be best for you or your family with a professional view. 

  • I look through the ACA Marketplace as well to see what policy would be best for you or your family. 

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What if I need to cancel?

  • You can cancel anytime with a Private policy. 

  • You can cancel an ACA plan anytime for a private plan

  • However, you are unable to cancel an ACA plan for a different ACA plan.

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When can I start the Health Insurance?

  • Private plans are able to receive a policy anytime through out the year. 

  • ACA Marketplace you will need to get a policy within Open Enrollment which starts every November of each year unless you have a qualifying event. 

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